HOW IT WORKS

From application to cash, in three steps.

LoanMandu is a marketplace: borrowers ask, verified lenders fund, and the money moves directly to your account. Here's exactly how it works — and how we handle your money along the way.

01
Apply in a few clicks

Tell us your email, phone, and how much you need. No paperwork, no collateral, no guarantor, no branch visit.

Takes about two minutes
Soft check — applying never hurts your standing
02
Get matched with lenders

Our engine pairs your request with verified lenders across Nepal and prices it at one clear, indicative rate — shown before you commit.

One rate, no hidden fees
Funded by several lenders, not a single pool
03
Money in your account

Accept the offer and funds are disbursed straight to your bank account or wallet — typically within minutes of approval.

Any major bank or wallet
Repay on schedule to unlock higher limits

Built to be trusted with your money.

नेपालमै बनेको, नेपालकै लागि।
REGULATION

Building to meet Nepal Rastra Bank's forthcoming P2P framework. Loans are issued through licensed lending partners.

YOUR MONEY

Lender funds sit in segregated escrow and move only on disbursal. Bank-grade encryption, end to end.

TRANSPARENCY

One clear rate, shown before you commit. No hidden fees. We never sell your data.

ACCOUNTABILITY

A real team in Kathmandu, reachable by name. Grievances answered within two working days.

WHAT YOU'LL NEED

Almost nothing to get started.

An email and phone number

That's all you need to join the waitlist today.

A Nepali bank account or wallet

NIC Asia, Nabil, Kumari, Laxmi Sunrise, eSewa, Khalti and more.

Basic KYC at launch

Standard identity verification, in line with Nepal's financial rules.

DISBURSE TO ANY BANK OR WALLET
NIC AsiaNabilKumariLaxmi SunriseeSewaKhalti
BE FIRST IN LINE

When LoanMandu opens, you skip the queue.

1,240 Nepalis already in line · No spam, ever