FOR LENDERS

Fund real borrowers. See every rupee.

Lend directly to vetted borrowers across Nepal, diversify across many of them, and watch exactly where your money goes. You set the terms you're comfortable with.

01
Choose who you fund

Browse vetted borrower requests and back the ones that fit your appetite for risk, rate, and tenure.

02
Spread to manage risk

Put small amounts across many borrowers instead of one. Diversification is how peer lending stays sane.

03
Money held in escrow

Your funds sit in segregated escrow and move only on disbursal — you can always see where every rupee is.

04
Get repaid over time

Borrowers repay on schedule; repayments flow back to you. Returns depend on borrower performance.

HOW WE THINK ABOUT IT

Built the opposite of a deposit scheme.

Transparency over pooling

You see the borrowers you fund — this is not a deposit, a fund, or a pooled scheme.

Control over guarantees

You choose the risk and the rate. We never promise a return — because no honest lender can.

Accountability over anonymity

A real team in Kathmandu, named contacts, and a grievance channel that answers.

YOUR CAPITAL IS AT RISK

Lending to individuals carries risk: borrowers can repay late or default, and you may get back less than you lent. Returns are never guaranteed. LoanMandu is a marketplace that connects you with borrowers — it is not a bank deposit, a savings product, or a fixed-return scheme. Lend only what you can afford to have at risk, and spread it widely.

Looking to borrow instead?

See how a collateral-free LoanMandu loan works, and what it costs.

For borrowers →
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